Reduce Risk, Increase Reward

Our Core Values

At DirectAdvisors, we have one singular focus: The financial health of your business and employees.

INTEGRITY

We treat everyone with respect. And we stay independent—no conflicts of interest here.

SERVICE

We see a client request as a welcome opportunity to show how much we care. We answer the phone. You’ll know the team well.

GROWTH

We are here to help you grow. We will teach you how to make better financial decisions both personally and professionally.

COMPLIANCE

We strive for compliance with both the letter and the intent of the law. We stand behind our work and will defend it at our own expense.

Are you a merit shop construction company subject to the Davis-Bacon Act, Service Contract Act or state prevailing wage regulations?

WE WILL:

  • Determine and design the appropriate bona fide benefit structure.
  • Administer health and welfare insurance benefits.
  • Administer supplemental unemployment, paid time-off, training and savings benefits.
  • Integrate your bona fide benefit plan with your retirement plan.

Do you need an ERISA fiduciary to consult with you as you navigate retirement plan options for your employees?

WE WILL:

  • Design and manage your plan.
  • Assist with the oversight of your plan’s service providers and platforms.
  • Provide fiduciary investment management, governance and stewardship.
  • Lead participant education efforts and offer one-on-one advice.

Our Expertise

Caring for your employees and for your bottom line can be complex. We help you balance the two and gain peace of mind.

DirectAdvisors is an independent, fee-based firm specializing in two areas: Prevailing Wage Solutions & Fiduciary Services.

Meet Our Team

Where you see obligation, we see opportunity.

In fact, our team brings together more than a century of combined professional experience in developing fringe benefit plans and providing retirement plan guidance to benefit your organization and your employees.

Tom Santa Barbara

Tom Santa Barbara

President

Jeff Bennett

Jeff Bennett

Co-Founder

Catherine “Kitty” Kilmer

Catherine “Kitty” Kilmer

Chief Operating Officer

Jeff Ricchiuti

Jeff Ricchiuti

Chief Investment Officer

Travis Santa Barbara

Travis Santa Barbara

Chief Administrative Officer

Connor Walton

Connor Walton

Trust Analyst

Latest From Our Blog

Cash is Not King with Benefits

Cash is Not King with Benefits

My entire 27-year career has been centered on helping merit shop construction companies design and administer employee benefit plans compliant with prevailing wage regulations and I am still astounded when I hear that a contactor chooses to pay required fringe benefit contributions as cash wages rather than benefits because “that is what employees want”.

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When Your Two Hats are Both Fiduciary Caps – A Fiduciary Fable

When Your Two Hats are Both Fiduciary Caps – A Fiduciary Fable

Once Upon A Time, a long, long time ago, a Northern California labor union and its participating employers established a “Pension Fund” to provide retirement benefits to union members and their beneficiaries. The Pension Fund was an employee benefit plan subject to ERISA.

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Reduce Your Labor/Payroll Burden in 2018

Reduce Your Labor/Payroll Burden in 2018

When contractors choose to pay the fringe benefit requirement as additional cash wages they are increasing their cost for payroll tax, workers compensation premiums and possibly liability insurance premiums.  These additional payroll related burdens have an enormous effect on bottom line profits.

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