Privacy Policies & Disclosure
Online
Privacy Policy Notice
Direct Advisors, a divison of HUB Retirement and Wealth Management, respects your privacy and is committed to protecting personal information. When you provide information on this site, please be aware:
• We will collect personal data you volunteer while on our site.
• We will not disclose your personal information to other organizations.
• We will remove your information from our database if you unsubscribe by emailing RPW.Direct.Advisors.Info@hubinternational.com.
• If you have any questions about this policy or our practices on this site, email RPW.Direct.Advisors.Info@hubinternational.com or call (518) 362-2119.
Clients
Privacy Policy Notice
Direct Advisors, a divison of HUB Retirement and Wealth Management, has adopted this policy with recognition that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We also know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we collect and how we use and safeguard that information.
What Information We Collect
We collect certain nonpublic personal identifying information about you (such as your name, address, social security number, etc.) from information that you provide on applications or other forms as well as communications (electronic, telephone, written or in person) with you or your authorized representatives (such as your attorney, accountant, etc.). We also collect information about your brokerage accounts and transactions (such as purchases, sales, account balances, inquiries, etc.).
What Information We Disclose
We do not disclose the nonpublic personal information we collect about our customers to anyone except: (i) in furtherance of our business relationship with them and then only to those persons necessary to effect the transactions and provide the services that they authorize (such as custodians, independent managers etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.
We are permitted by law to disclose the nonpublic personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative or marketing services on our behalf or for joint marketing programs). These third parties are prohibited to use or share the information for any other purpose. If you decide at some point to either terminate our services or become an inactive customer, we will continue to adhere to our privacy policy, as may be amended from time to time.
Security of Your Information
We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.
Changes to our Privacy Policy or Relationship with You
Our policy about obtaining and disclosing information may change from time to time. We will provide you notice of any material change to this policy before we implement the change.
Disclosure Information
Direct Advisors, a divison of HUB Retirement and Wealth Management (“the company”), is an SEC-registered investment advisor located in the State of New York. The company and its representatives are in compliance with the current notice filing requirements imposed upon SEC-registered investment advisors by those states in which Direct Advisors maintains clients. The company may only transact business in those states in which it is notice-filed or qualifies for an exemption or exclusion from notice-filing requirements. The Direct Advisors website is limited to the dissemination of general information regarding the company’s investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of the company’s website on the internet should not be construed by any consumer and/or prospective client as the company’s solicitation to effect or attempt to effect transactions in securities or the rendering of personalized investment advice for compensation over the Internet.
Furthermore, the information resulting from the use of tools or other information on this website should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Direct Advisors. Any subsequent, direct communication by Direct Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Direct Advisors, please contact the United States Securities and Exchange Commission at https://www.adviserinfo.sec.gov.
A copy of the Direct Advisors current written disclosure statement discussing the company’s business operations, services and fees is available from Direct Advisors upon written request. The company does not make any representations as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party, whether linked to the Direct Advisors website or incorporated herein and
takes no responsibility, therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
