DirectAdvisors Podcast #2 – The CARES Act and its Impact on Retirement Plans

DirectAdvisors Podcast #2 – The CARES Act and its Impact on Retirement Plans

On March 27, 2020, President Trump signed into law the Coronavirus Aid, Relief, and Economic Security (CARES) Act as part of the federal stimulus package intended to stabilize the economy during the COVID-19 pandemic.  The CARES Act has opened up a number of provisions for employer-sponsored retirement plans by making additional funds available to Plan participants who are impacted by COVID-19.

read more
Retirement Plan Podcast Series #1: Designing Your 401(k) Plan: Options for Employees to Access Retirement Dollars

Retirement Plan Podcast Series #1: Designing Your 401(k) Plan: Options for Employees to Access Retirement Dollars

We’ve spoken with thousands of participants regarding retirement planning, and while most of that time is spent planning how to get dollars into their retirement plan (e.g., how much to save, how to invest), it is equally important that you and your participants understand how that money will come back out.  We’re all saving for a reason, and that is to eventually use this money.  So what sort of options do you have to offer your employees?

read more
Rebalance Your Portfolio Regularly to Mitigate Risk

Rebalance Your Portfolio Regularly to Mitigate Risk

With a rapidly changing market comes the need to rebalance your portfolio to ensure you maintain your desired asset allocation. Volatile markets and global economic crises don’t happen every day, but they have certainly impacted investors’ portfolio balance in recent weeks. Regardless, it’s best for the long-term growth of your portfolio if you commit to regular rebalancing.

read more
Coronavirus and its Impact on the Stock Market

Coronavirus and its Impact on the Stock Market

If you have been watching the markets’ response to the recent worldwide Coronavirus outbreak (COVID-19), you may wonder about the status of your investments. There’s no question that this health scare has had an impact on the markets, both in terms of stock prices and the recent bond rate slash by the Federal Reserve.

read more
The SECURE Act – what you need to know for retirement

The SECURE Act – what you need to know for retirement

As you may have seen in the news recently, on December 20, 2019, the SECURE (Setting Every Community Up for Retirement Enhancement) Act of 2019 was enacted by Congress.  This legislation has been viewed by many as the next step in helping to ensure that every American...

read more
DOL Proposes E-Delivery Safe Harbor for Plan Sponsors

DOL Proposes E-Delivery Safe Harbor for Plan Sponsors

In August 2018, President Trump issued an Executive Order, called “Strengthening Retirement Security in America”.  The major goals of this Executive Order centered around making required retirement plan disclosures easier to understand, and to look for ways to reduce...

read more
Broadridge to Acquire FI360

Broadridge to Acquire FI360

One of the year’s biggest headlines in the financial services and investment advisory world recently emerged as it was announced that Broadridge Financial Solutions, Inc. (“Broadridge”) would be acquiring FI360, Inc. (“FI360”).  The acquisition, which is expected to...

read more
DirectAdvisors Podcast #2 – The CARES Act and its Impact on Retirement Plans

401(k) Plans Are Stronger Than Ever

It’s common to see “doom and gloom” headlines regarding the retirement accounts of American workers.  While the average American has some work to do in order to get their 401(k) to an optimal point, it’s important to note the great strides that have been made...

read more
Coronavirus and its Impact on the Stock Market

Top 10 Tips for Handling Market Volatility in 2019

It’s no surprise that some investors were rattled by the way the stock market closed out the final quarter of 2018. How did you handle increased market volatility? If you are unsure of what you should do heading into 2019, then check out our “Top 10 Tips For Handling...

read more
The Conflicted Committee: A Fiduciary Fable

The Conflicted Committee: A Fiduciary Fable

Once Upon a Time… in the 1980’s to be more specific… there were a lot of hostile acquisitions of publicly traded corporations. Grumman Corporation was the target of one of these hostile take-overs; Mr. Bierwirth was its CEO. The aggressor was LTV Corporation.

read more
When Your Two Hats are Both Fiduciary Caps – A Fiduciary Fable

When Your Two Hats are Both Fiduciary Caps – A Fiduciary Fable

Once Upon A Time, a long, long time ago, a Northern California labor union and its participating employers established a “Pension Fund” to provide retirement benefits to union members and their beneficiaries. The Pension Fund was an employee benefit plan subject to ERISA.

read more
logo abcinc
logo agcoa
logo cefex
logo cfma
logo nesca