DirectAdvisors — CEFEX Video Podcast

DirectAdvisors — CEFEX Video Podcast

DirectAdvisors is proud to announce our first video podcast! We were excited to have Matt Boyle, Director of Operations at CEFEX, as our first guest. Matt spent a few minutes this afternoon speaking with DirectAdvisors’ Chief Investment Officer, Jeff Ricchiuti, on CEFEX certification — what it means, how it benefits our clients, and what the CEFEX process involves.

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Fiduciary Liability Insurance vs. ERISA Fidelity Bonds

Fiduciary Liability Insurance vs. ERISA Fidelity Bonds

As you might be aware, fiduciary liability insurance and ERISA fidelity bonds are not one and the same. Both serve to mitigate risk for fiduciaries, and both are critical aspects of an employee benefit plan. However, it’s important to understand the differences between these two safety nets, as well as the degree to which your plan should be protected by each.

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New Department of Labor E-Delivery Rules

New Department of Labor E-Delivery Rules

The preparation of retirement plan account statements has traditionally required a great deal of paper, ink, time, and money. Printed statements that are mailed to plan participants are not environmentally friendly, are less secure, require more staff labor, and add extra costs to the administration of a retirement plan. With that in mind, a new e-delivery rule from the Department of Labor (DOL) could benefit your plan in a variety of ways.

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Retirement Plan Podcast Series #8 – Retirement Plan Fees Explained

Retirement Plan Podcast Series #8 – Retirement Plan Fees Explained

Fees have been a hot topic in the retirement services industry for some time now, and rightfully so. You don’t want your investment earnings to be eaten away by fees, but how can you tell what fees are being paid from your plan? And what fees are considered to be reasonable?  You want to know if what you’re paying is appropriate.

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Retirement Plan Podcast Series #6 – Staying Compliant: Tips for Administering Your Retirement Plan

Retirement Plan Podcast Series #6 – Staying Compliant: Tips for Administering Your Retirement Plan

As a Plan Sponsor, you’re tasked with all sorts of administrative requirements – determining eligibility of participants, providing required notices, depositing employee deferrals on time — the list goes on.  There’s good news though, you’re not in this alone.  DirectAdvisors has put together a helpful overview of these requirements to help you stay compliant and successfully navigate the administration on your plan.

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Retirement Plan Podcast Series #10 – Hear Ye, Hear Ye: Required Disclosures to be Provided to Participants

Retirement Plan Podcast Series #2: Pre-Tax vs. Roth

For the majority of the Plans we work with, adding a Roth feature is a great way to attract and retain employees.  It’s a fairly easy option to administer within the Plan, assuming your payroll provider can integrate this feature, and it gives employees flexibility and control over their retirement dollars.  But does it make sense for your Plan?

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DirectAdvisors Podcast #2 – The CARES Act and its Impact on Retirement Plans

DirectAdvisors Podcast #2 – The CARES Act and its Impact on Retirement Plans

On March 27, 2020, President Trump signed into law the Coronavirus Aid, Relief, and Economic Security (CARES) Act as part of the federal stimulus package intended to stabilize the economy during the COVID-19 pandemic.  The CARES Act has opened up a number of provisions for employer-sponsored retirement plans by making additional funds available to Plan participants who are impacted by COVID-19.

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Retirement Plan Podcast Series #1: Designing Your 401(k) Plan: Options for Employees to Access Retirement Dollars

Retirement Plan Podcast Series #1: Designing Your 401(k) Plan: Options for Employees to Access Retirement Dollars

We’ve spoken with thousands of participants regarding retirement planning, and while most of that time is spent planning how to get dollars into their retirement plan (e.g., how much to save, how to invest), it is equally important that you and your participants understand how that money will come back out.  We’re all saving for a reason, and that is to eventually use this money.  So what sort of options do you have to offer your employees?

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Rebalance Your Portfolio Regularly to Mitigate Risk

Rebalance Your Portfolio Regularly to Mitigate Risk

With a rapidly changing market comes the need to rebalance your portfolio to ensure you maintain your desired asset allocation. Volatile markets and global economic crises don’t happen every day, but they have certainly impacted investors’ portfolio balance in recent weeks. Regardless, it’s best for the long-term growth of your portfolio if you commit to regular rebalancing.

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Coronavirus and its Impact on the Stock Market

Coronavirus and its Impact on the Stock Market

If you have been watching the markets’ response to the recent worldwide Coronavirus outbreak (COVID-19), you may wonder about the status of your investments. There’s no question that this health scare has had an impact on the markets, both in terms of stock prices and the recent bond rate slash by the Federal Reserve.

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Retirement Plan Podcast Series #10 – Hear Ye, Hear Ye: Required Disclosures to be Provided to Participants

The SECURE Act – what you need to know for retirement

As you may have seen in the news recently, on December 20, 2019, the SECURE (Setting Every Community Up for Retirement Enhancement) Act of 2019 was enacted by Congress.  This legislation has been viewed by many as the next step in helping to ensure that every American...

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