Year-End Planning
As the calendar flips from 2015 to 2016, it may be a good time to evaluate your financial situation to determine if you need to make any modifications to your financial plan.
Will President Trump Repeal the DOL Fiduciary Rule?
In recent months, a topic that we have frequently addressed in our blogs, our quarterly investment committee webinars, and in our face-to-face interactions with retirement plan participants has been the new DOL Fiduciary Rule.
Think Your Retirement Plan Is Bad? Talk to a Teacher.
403(b) plans have been making headlines in the past six months.
How Will the Election Impact My Retirement Account?
This past weekend, a client emailed me asking if there was a cash investment available in their retirement plan.
Suitability Standard vs. Fiduciary Standard
This is a topic at the forefront of recent financial headlines that we wanted to address as there is an important difference here between the two, especially as it relates to retirement plans.
How Much Did 401(k)’s Lose to “Brexit”?
Our most recent blog post at the beginning of July entitled, “What Should You Do After the ‘Brexit’ Vote?”, discussed the uncertainties and fears surrounding the decision of UK citizens to leave the EU and the resulting impact on the U.S. stock market.
What should you do after the “Brexit” vote?
Market volatility has followed the recent vote of UK citizens to leave the EU.
Department of Labor (DOL) Fiduciary Standard Regulation Ruling Should be Embraced by Honest Financial Advisors
The Department of Labor recently finalized a change to the definition of “fiduciary” under ERISA that expands the scope of those who are fiduciaries.
What A Difference A Month Makes…
As we approached mid-February 2016 many investors were concerned about the markets.
Volatility Continues in 1Q 2016
You may recall our blog post from February titled, “Recent Volatility in the Financial Markets – Don’t Panic!”, which addressed the volatility in the stock market at the beginning of 2016. The rest of the first quarter was no different, as the markets rallied to new 2016 highs over the last few days of March.
What do Nestle, Samsung, and Mitsubishi have in common?
They are large, well established, household names that are not US companies.
Recent Volatility in the Financial Markets – Don’t Panic!
The first few weeks of 2016 have demonstrated significant volatility in the major market indexes, such as the S&P 500, the Dow Jones Industrial Average, and the MSCI EAFE.
DRS Market Snapshot 2015
Volatility may best describe the equities markets for the majority of 2015, as they were impacted by economic stress in China and Greece, coupled with underwhelming corporate earnings reports, falling oil prices, and terrorist attacks here and abroad.
Why Do People Retire?
Fidelity Investments in collaboration with the Stanford Center on Longevity, conducted a survey of 12,000 retirees. Their answers may surprise you.
Rebalancing Your Portfolio
As the markets rise and fall, your portfolio will gradually move away from its target allocation. This is important to note because, as an investor, your investments should be allocated according to your risk tolerance, time horizon, and personal goals.
Is Your Portfolio Built to Weather Storms?
Market volatility, like the roller coaster experienced last week, can test even the calmest of investors. Constructing and following a sound asset allocation strategy for your long-term retirement goals will provide peace of mind even during extreme market movements.
Be Careful Who You Use as Your Retirement Plan’s Third-Party Administrator
Although many firms offer TPA services to retirement plans, not all offer the same quality of services due to the nature of their business. One major example of this is payroll providers.
My 401(k)…Can I Afford It?
Contributing to your 401(k), deferring money from a paycheck to save for retirement, is a simple, convenient and important action we advise all employees to take advantage of at their workplace when offered.
Target Date Funds Can Help Inexperienced Investors
Target Date funds have been growing in popularity for the last decade. Their rise in popularity can be attributed to a number of factors, however their “auto-pilot” or “hands-off” approach is what has led many investors to choose these funds for their retirement portfolios.
Are You Saving Enough For Retirement?
There is no magic number as to how much is “enough” to have saved for retirement. Each individual has different goals and different financial circumstances.
